Defining Privilege

Let me begin this discussion by admitting that communication is hard. Words mean different things to different people in different contexts, which is why consultants like Frank Luntz have made lots of money teaching Republicans to use phrases like “Death tax” rather than the demonstrably more accurate “estate tax.” (What the government is taxing, after all, is the estate–the assets left by the decedent–not the death.)

Understanding the power of language both to illuminate and confuse helps us recognize the problem with clumsy and misleading slogans (i.e. “defund the police.”)  There are also terms, however, that are arguably appropriate and/or accurate, but that nevertheless raise the hackles of folks who  (intentionally or unintentionally) interpret them differently.

One of those is  “privilege.” White privilege. Male privilege.

Evidently, a lot of people hear the word “privilege” and assume it refers to luxury, or at least ease. What it actually is intended to convey is the absence of a barrier–White people don’t get followed around in shops by clerks convinced that Black people are likely to be shoplifters; men don’t face “casting couch” situations when they apply for jobs. They have the “privilege” of being judged on the basis of relevant credentials and behaviors.

I’m not sure what other word we might use to convey that absence of added burdens.

The Indianapolis Business Journal recently ran a column by Tom Gallagher that struck me as a perfect example of White privilege. It was about redlining.

Gallagher explained that, in the 1930s, the Federal Home Loan Bank Board and its operational arm, the Home Owners’ Loan Corp., were established to stabilize the real estate market as the Great Depression was ending.

They are also responsible for creating the maps that ultimately gave the discriminatory practice of redlining its name.

To encourage “responsible” lending practices, working with local real estate professionals, financiers and appraisers in communities across the nation of more than 40,000 people, Home Owners’ Loan Corp. created color-coded reference maps investors could use as a standard to determine the “security” of their investments. Based on their assessments, the “best” neighborhoods were graded “A” (in green). “B” (in blue) were “still desirable” and those given a “C” were considered “definitely declining” (in yellow). The neighborhoods given the lowest grade of “D” were regarded as “hazardous” and were, of course, colored in red.

The idea of a locally based, data-informed basis for decision-making was a good one. The problem arose in the values applied to the assessments. There was a clear bias toward newer and more spacious development, for example. Most shocking was that the residents were being graded, perhaps more than the real estate itself, not in terms of their credit value or economic viability but in terms of the “kind of people” they were. The Mapping Inequality project points out, “HOLC assumed and insisted that the residency of African Americans and immigrants, as well as working-class whites, compromised the values of homes and the security of mortgages.” To be sure, the maps didn’t create prejudice, but they did codify and normalize it.

As Gallagher and many others point out, the practice of redlining resulted in a “systematic and fundamental restructuring of our cities to favor the privileged and divert opportunities for wealth from those deemed unworthy.” It has had a lasting effect on the health and wealth of communities of color.

The Brookings Institution dubbed those effects the “destructive three “Ds.”

Black neighborhoods are denied the opportunity to build wealth through housing (which is the predominant mechanism through which White folks amass assets); they experience the systemic devaluation of their existing assets (both residential and business/commercial properties); and thanks to the results of redlining, banks frequently deny loans, which  leads to disinvestment that undermines efforts to arrest and reverse decline.

To those three “Ds,” Gallagher adds two others:  asset devaluation, which leads to a drop in prices and allows outside investors to step in, acquire property “on the cheap” and displace long-term residents and small businesses.

It seems accurate to describe those of us who don’t have to deal with the consequences of those racially discriminatory policies as privileged.

It also seems appropriate to note that redlining and its persistent after-effects are an excellent example of what we mean when we talk about structural/systemic racism–one of the “built into the law” systems that are the focus of  Critical Race Theory studied by law professors.

I don’t know whether Frank Luntz or one of his clones is responsible for turning that example of relatively arcane graduate-school study into a phrase meaning “hey, White people, ‘they’ are coming for you..,” but Republicans do have a genius for turning descriptive words into weapons.

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Relearning History

Remember that sarcastic insult–born too soon, smart too late, or something along those lines? I think I plead guilty.

I took the usual number of American history courses in high school and college, and thought I was at least superficially acquainted with the arc of American experience. But over the years, I began to realize that my knowledge of history was more superficial than informed. Visits to museums added uncomfortable details to the story of how European “settlers” and their progeny dispossessed Native Americans, and how administration after administration refused to honor treaties. Perhaps it’s the faulty memory of an older woman, but I don’t remember ever being taught about the Trail of Tears.

I was already teaching at the university level before I learned about  the deliberate American housing policies that are largely responsible for the continuing disparities between White and Black household wealth. I was serving on the dissertation committee of a social work student who was researching housing policy, and I was appalled to learn that redlining was official FHA policy for more years than we might imagine, effectively preventing Black Americans from building equity and security.

A recent book by Richard Rothstein, The Color of Law examines the local, state and federal housing policies that didn’t just allow, but actually mandated segregation. The Federal Housing Administration not only refused to insure mortgages in (or even near) African-American neighborhoods, it subsidized builders who were mass-producing entire subdivisions–if those builders would ensure that none of the homes would be sold to African-Americans.

In a recent issue of The Atlantic, a scholar described both the results of those policies and White Americans’ ignorance of those results. 

For the past several years, I, along with my Yale colleague Michael W. Kraus and our students, have been examining perceptions of racial economic inequality—its extent and persistence, decade by decade. In a 2019 study, using a dozen specific moments between 1963 and 2016, we compared perceptions of racial wealth inequality over time with actual data on racial wealth inequality. Perhaps unsurprisingly, the respondents in our study significantly overestimated the wealth of Black families relative to that of white families. In 1963, the median Black family had about 5 percent as much wealth as the median white family. Respondents said close to 50 percent. For 2016, the respondents estimated Black wealth to be 90 percent that of whites. The correct answer for that year was about 10 percent.

Trump’s recent tweets warning suburban dwellers that Biden and Harris will “wage war on the suburbs” is rooted in that history of American housing policy. As Paul Krugman writes in the New York Times,

Now, as the Trump campaign desperately searches for political avenues of attack, we’re hearing a lot about the “war on the suburbs.”

It’s probably not a line that will play well outside the G.O.P.’s hard-core base; Joe Biden and Kamala Harris don’t exactly come across as rabble-rousers who will lead raging antifa hordes as they pillage America’s subdivisions.

Yet it is true that a Biden-Harris administration would resume and probably expand on Obama-era efforts to finally make the Fair Housing Act of 1968 effective, seeking in particular to redress some of the injustices created by America’s ugly history of using political power to create and reinforce racial inequality.

Fred Trump was one of the developers who profited from the segregationist policies of the FHA and VA, and his son Donald clearly believes that the “Suburban Lifestyle Dream is basically a walled village that the government built for whites, whose gates were slammed shut when others tried to enter.”

If facing these and other previously. unrecognized aspects of American history wasn’t unsettling enough, the pandemic quarantine has given me time to read. From Jill Lepore’s magisterial These Truths to Ron Chernow’s turgid Hamilton to Isabel Wilkerson’s lyrical and unsettling Caste, my last few months have been eye-opening, to say the least.

I remember when Howard Zinn’s People’s History of the United States was dismissed as “anti-American.” But genuine patriotism needs to be based on an accurate understanding of our country’s flaws as well as its strengths. If we are ever going to create the America I used to think I inhabited, we need to know what we need to know.

But I am drinking a lot more these days….

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