I have been meaning to post on this very issue, but Doug Masson has said precisely what I intended to say, and better, so I’m just going to say “amen.”
I will only add that a similar argument is made when the subject is poverty, and policies to address the structural elements in the economy that make it difficult for families to move into the middle class. There are strong echoes of Calvinism in the dismissive belief that, if someone is poor, it must be due to laziness, lack of drive, or other moral defect. As Calvin taught, if God loved you–if you were among the “saved”–then you wouldn’t be poor.