Time for a Reality Check

Your ex-husband told you he was a great money manager, but when he left, you discovered that the house had been refinanced and all your credit cards were maxed out. Your line of credit at the bank is near its limit, and interest takes almost a third of your paycheck. You’ve been deferring maintenance on the house, and the small problems have become costly repairs. You are paying for multiple home security systems, although your neighbor only pays for one; you and your sisters support your retired mother, but you pay 70%, a sister who is richer pays 30%, and another sister who could help pays nothing.
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The Nanny State

The powers that be have recently decreed that Indiana motorists can be stopped and ticketed solely for failure to use their seatbelts. Prior to the new rule, a traffic cop who had stopped you for another violation -speeding, or a missing taillight — could issue a secondary citation if he also found you without proper restraints, but he…
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