Category Archives: Uncategorized

The Things You Can Learn at Juanita Jean’s Beauty Salon….

One of my favorite blogs is written by Juanita Jean, proprietor of “The World’s Most Dangerous Beauty Salon, Inc.” Juanita Jean’s real name is Susan DuQuesnay Bankston, and she lives in Richmond, Texas, which she describes as “the heart of Tom DeLay’s old district, and nuttier than squirrel poop.”

Since I frequently use examples from Texas in my classes–the state is a reliable source of “what not to do”–Juanita Jean has been a godsend, covering as she does a range of idiocy beyond that which hits the  national news.

Here are a couple of recent examples.

Rep. Steve Stockman is the Tea Party candidate running against Sen. John Cornyn in the 2014 Texas Republican Senate primary. (Cornyn, one of the most conservative members of the Senate–and that’s saying something!–is evidently not sufficiently crazy.) Anyway, Stockman has announced that he is now accepting donations in Bitcoins, a virtual currency.

As Juanita Jean explains,

“Of course, Stockman says it’s about … wait for it … freedom.

“I really think digital currency’s more about freedom,” he explained in a YouTube video. “Because all the time people are trying to get in your pocket, trying to do different things to control you. And if you have your own wealth, and control your own wealth, it’s about freedom, it’s not about anything other than that really. Freedom to choose what you do with your money, and freedom to keep your money without people influencing it by printing money or through regulation.”

Yeah, it’s not about ripping people off with a volatile currency.  It’s not even about untraceable campaign donations.  And it certainly isn’t about being able to track what Stockman spends that money on.   It’s about freedom.”

Juanita Jean is at her best, however, when she explains what passes for social policy in the Great State of Texas.  For example, she describes a recent deal between Rick Perry and a payday loan company that will require poor people to visit payday loan offices to set up  accounts in order to use a new toll road.

I’m not making that up.

People who want to set up an account to pay their toll charges can do so by phone, mail or online, but the only places to do so in person in El Paso are at ACE stores. ACE is a payday lender. Individuals who make the transaction at the payday lender will be charged a $3 fee to set up the account and a $2 convenience service fee to replenish a non-credit card.

Let Juanita Jean take it from there….

What the partnership is essentially doing is sending thousands of potential first-time customers directly into the stores of a payday lender.” said Diane Standaert, senior legislative counsel at the Center for Responsible Lending.

But it does not stop there.

Additionally, the man Perry appointed to be Texas’ consumer watchdog, William White, is also vice president of payday lender Cash America. The U.S. Consumer Financial Protection Bureau recently fined the company $19 million.

Do you wanna know what interest Cash America charges for a 14 day loan?  533%.  No, that’s not a typo.  It’s three numbers starting with a 5.  Some poor guy working two jobs living paycheck to paycheck has a sick kid.  Where’s he going to get medicine before his next paycheck?  Welcome to Cash America!  He even charged higher rates to United States service men and women.

William White is going to hell.  But, meanwhile, he’s Texas’s consumer watchdog.

Don’t you just love Texas?

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Denial Isn’t Just a River in Egypt….

A friend has shared the most recent Newsletter from Micah Clark’s Indiana Family Institute, and the hysteria is getting palpable. An (annotated) excerpt follows.

The 2014 Indiana General Assembly begins next week.   The issue of marriage protection will likely dominate much of the session, as the media seems to want to cover some sort of angle on the issue almost daily. (That pesky media…why would it be covering a major public policy issue? And why is the coverage so sympathetic to the gays?)

Yesterday, I received calls from two legislators from opposite ends of the state. They confirmed for me that the opposition to the marriage amendment is very subjective.  (“Subjective” opposition is clearly illogical and unbiblical.  “Objective” support comes from people who agree with me.)

It is true that liberal activists have already spent hundreds of thousands of dollars to prevent a vote on the amendment. They have hired 11 lobbyists from large Indianapolis law firms and have 91 field directors in place working up opposition to the amendment and creating the perception that Hoosiers now believe moms and dads are irrelevant, that gender is interchangeable, and marriage can be whatever anyone wants to make it. (Marriage has always been between one man and one woman! Not like in the bible or in all the countries that still recognize plural marriage…)

However, it was this legislator’s belief that this wave of opposition to natural marriage is entirely manufactured and distorted. (There’s a factory out there somewhere, with an assembly line turning out opponents to “natural” marriage!)  He said that he announced early on, months ago, that he would vote for the Amendment again in order to preserve marriage and to allow the people to decide this, not the activists, unelected judges or Hollywood.

I’m not quite sure where Hollywood comes into the Hoosier picture, but let’s ignore that. Let’s also ignore interesting locutions like “natural” marriage. (Hate to point this out, Micah, but no civil marriage is “natural”–the decision of government to acknowledge partnerships for the purpose of allocating legal rights and responsibilities is pretty much a man-made phenomenon.)

The inconvenient truth of the matter is that the “manufactured and distorted” opposition to constitutionalizing second-class citizenship for GLBT folks is neither manufactured nor distorted: it is the very genuine position of capitalists who want to keep Indiana open for business and citizens who believe that it isn’t government’s job to enforce religious doctrine.

Here’s the thing: you keep insisting that “the people should decide.” Actually, the entire premise of the Bill of Rights is that We the People don’t get to vote on other people’s fundamental rights–that’s why the Bill of Rights is called a “counter-majoritarian” document. We don’t get to vote on who is entitled to free speech or freedom of religion or the equal protection of the laws. No one voted on my marriage, or yours.

No one got to vote on whether Adam should have married Eve, and no one should get to vote on whether Adam gets to marry Steve.

But let’s be honest, Micah. What really has your panties in a bunch is your (well-founded) suspicion that even if HJR6 passes the legislature and goes on the ballot, you won’t win. Your time has passed. Deny it as vehemently as you like–sputter about “nature” and “children” and “interchangeable genders” (whatever that means) and “biblical truth” all you want.

You and your theocrats have lost this one.

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No Free Burgers…

If there’s one thing that conservative and liberal economists agree about, it’s that old bromide about there being no free lunch.

That widget you are manufacturing contains raw materials, its construction takes labor, and its distribution and marketing must be paid for. Your facility and utilities cost money.  Those costs–plus some profit–have to be reflected in the price, or you’ll go broke.

You may be able to gain a market advantage by shifting some of your costs to others–we all know of cases where pollution created during production is discharged into the air or water to be paid for by the community at large, rather than by being properly disposed of and the cost of that disposal factored into the product’s sales price–but if it’s a cost of doing business, someone has to pay it.

Market theory assumes that the widget manufacturer will pay all the costs of production,  and then pass those costs on to the ultimate consumer, as part of the price.

Increasingly, however, taxpayers are assuming those costs.

Case in point: we are subsidizing the wages of a quarter of the people who have jobs today. A recent study from UC Berkeley and the University of Illinois found that fully 52% of fast-food workers receive public assistance–mostly Medicaid and food stamps–to the tune of $7 billion dollars a year. (McDonald’s workers alone got $1.2 billion of that.) One Wisconsin Wal-Mart costs taxpayers over a million dollars a year.

The United States now has the highest proportion of low-wage workers in the developed world. And as the report noted, every dollar taxpayers spend subsidizing corporations so they can continue paying their workers poverty wages is a dollar not spent on early childhood programs, or schools, or roads, or any other social good.

We need to have a national conversation about who is paying for that burger.

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Fun with Numbers

In a column right before the end of the year, Brian Howey shared statistics about Indiana. They’re revealing.

Hoosiers rank 39th in per capita income, with residents making 87.2 percent of U.S. income at $38,119, and 33rd in household income at $46,974, down from $47,399 in 2011 (32nd). In 2002, we ranked 24th at $53,482. That is a 13.6 percent decline in the last decade, ranking us 48th.

The Indiana General Assembly passed and then-Gov. Mitch Daniels signed right-to-work legislation in February 2011. Union membership declined from 11.3 percent of the workforce in 2011 (302,000 workers, or 15th in the nation) to 9.1 percent in 2012 (246,000 workers). Only 10 percent of the workforce is represented by a union, ranking us 15th, down 2.4 percent from 2011.

Indiana ranks 10th in bankruptcies over time in 2012, and sixth in the rate per 1,000 people.

Apparently, the folks who opposed Right to Work were right when they characterized the measure as “Right to Work for Less.”

Howey’s long list also included these interesting numbers: Indiana ranks 17th in college enrollments–we are educating lots of students in our colleges and Universities. But we rank 42d in the percentage of Hoosiers holding Bachelor’s degrees, and 44th in the percentage of Hoosiers with any sort of degree.

We educate them and they leave.

Maybe our intrepid legislators should ask why it is that educated folks don’t stay in our state. Could it be that those low taxes translate into poor public services and a low quality of life?

Today is the start of a shiny new year. Wouldn’t it be nice if those we elect to office would decide to work together this year to improve Indiana’s dismal numbers, and the quality of life in the Hoosier State?

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RIP

Andy Jacobs died this weekend. The brand of politics he practiced predeceased him.

I was the Republican candidate who ran against Andy in 1980.  It was a hard-fought campaign, but hard-fought didn’t imply the sort of mud-throwing and character assassination we have become accustomed to. Andy suggested that some of my positions were uninformed; I argued that he was ineffective. When Andy retired from Congress, Bill Hudnut and I were among those invited to “roast” him, and I admitted that during the heat of the campaign I had called him a name…I had called him a Democrat.

Andy didn’t hold grudges against political opponents. His friendship with Bill Hudnut–who actually defeated him before he won back his Congressional office– is legendary. Not too many years after I ran against him, my youngest son served as his Congressional Page.  Andy and I would go on to have an occasional lunch together, and from time to time, he would comment favorably, via email, on columns I’d written.

We probably agreed more than we disagreed. When the Iraq War started, he and I shared the stage at a protest rally on Monument Circle. I seldom saw him after that, and I knew his health was deteriorating.

Indianapolis will miss Andy Jacobs.

The whole country is poorer for the loss of generosity of spirit and the politics of principle he characterized.

RIP.

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