About That Loan Forgiveness…

President Biden has announced his college loan forgiveness program. Let the carping begin!

Critics scream that forgiveness takes money from the broader tax base, mostly made up of workers who did not go to college, to subsidize the debt of people with valuable degrees. Technically, I suppose that’s true–but it’s also true for the massive corporate subsidies and tax credits that the GOP loves.

What about Trump’s 2017 tax cut for millionaires? Or those oil company subsidies and multiple other subsidies for big companies that can afford to hire good lobbyists?  How about those lower tax rates for hedge fund managers (“carried interest deduction”)?What about tax provisions benefitting only the rich–for example, allowing 100% deductibility for yachts purchased for “business purposes,” and  100% of the future depreciation for private jets in their first year of service?

Where are the GOP howls of “unfairness” about those examples of “socialism?” (I forgot–in the good old U.S. of A., we have socialism for the rich and capitalism for the rest of us…)

Republican lawmakers screaming the loudest about “unfairness” are the most hypocritical: Marjorie Taylor Greene  had $183,504 in PPP loans forgiven; Vern Buchanan (Florida) had more than $2.3 million forgiven;  Markwayne Mullin (Oklahoma) had more than $1.4 million forgiven; Matt Gaetz (Pedophile) had $482,321 forgiven. The list goes on. And on.

It also turns out that not all beneficiaries of loan forgiveness have those valuable degrees. A lot of them just have the debt. Researchers tell us that the people who struggle the most to repay their loans “are less likely to be baristas with six figures in debt and a graduate degree than blue-collar workers who have a smaller amount of unpaid loans but never graduated college.”

As Biden said, that worker has the “worst of both worlds — debt and no degree.”

The loan forgiveness program is specifically targeted to borrowers making less than $125,000 annually–those Yale graduates pulling down big bucks on Wall Street won’t qualify.  The relief will go to middle and low-income borrowers struggling to pay off their loans–and that targeted debt forgiveness is likely to have a significant positive economic impact. (As numerous studies have confirmed–when you give lower-income people more money, they spend it.)

A couple of things worth noting:  women ( Black women in particular) represent a disproportionate number of the borrowers who struggle with repayment; and school teachers are among those most likely to benefit.

A July 2021 report from the National Education Association showed that 45% of educators were student loan borrowers and over half of those still have a balance, averaging almost $59,000. Teaching typically isn’t a high-paying career, so paying off loans can be particularly burdensome. Experts say loan forgiveness would especially benefit early education (pre-K) teachers, who make even less than those in the K-12 system.

The loudest criticisms of loan forgiveness seem to come from people who paid off their own student debts. Alexandra Petri had a great –albeit snarky–response to those complaints in a Washington Post column.A couple of those paragraphs:

DISGUSTING! AWFUL! I have just received word that life is getting marginally better for some people, and I am white-hot with fury! This is the worst thing that could possibly happen! I did not suffer and strive and work my fingers to the bone so that anybody else could have a life that does not involve suffering and striving and the working of fingers to the bone. I demand to see only bones and no fingers!…

Every time anyone’s life improves at all, I personally am insulted. Any time anyone devises a labor-saving device, or passes some kind of weak, soft-hearted law that forecloses the opportunity for a new generation of children to lose fingers in dangerous machinery, I gnash my teeth. This is an affront to everyone who struggled so mightily. To avoid affronting them, we must keep everything just as bad as ever. Put those fingers back into the machines, or our suffering will have been in vain…

I fought uphill battles and squinted into the night and toiled and burdened myself in the hope that my children, one day, would also get to work exactly that hard, if not harder, and suffer at least as much as I did, and have, if the Lord allows, lives worse than mine. God, please make their lives worse!

These reactions do make me wonder why the owner of the corner hardware store isn’t howling about the unfairness of subsidies that pad the bottom lines of bigger businesses, or the tax cuts that saved him $10, but put lots more money in the pockets of the already-wealthy.

For my part, I really prefer having my tax dollars support the education of a kid from a low or middle-income family, rather than subsidizing the purchase of a yacht “for business purposes.”

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It’s Never That Simple

I recently dipped back into Howard Zinn’s “People’s History,” mostly to remind myself that the past was just as messy and unpredictable–and unfair and inequitable–as the multiple things that drive me bonkers today, and also to remind myself that frequently, “good guys” won and made life better for lots of the previously downtrodden.

During his description of the chaotic time leading up to the American Revolution, Zinn shared a quote from Thomas Paine that I didn’t remember seeing previously:

There is an extent of riches, as well as an extreme of poverty, which, by harrowing the circles of a man’s acquaintance, lessens his opportunities of general knowledge.

Paine was pointing to the phenomenon that today’s commentators call “living in a bubble”–something most of us do. It is very difficult to genuinely interact with people outside our circles: city folks rarely mingle with rural ones, or professionals with people in the trades or those performing more menial tasks. We may encounter people outside our bubbles, but encounters are not relationships; they aren’t “circles.”

I thought about that quotation, and the undeniable reality it reflects, when I read “The Myth that Everyone has an ID,” published at a site called “Civic Nebraska.”

The lede was essentially a restatement of Paine’s admonition:

The reality is, we don’t all live the same life. We don’t all have the same experiences. And we have to take that into account. We should make sure all voices are heard, and that the laws we put in place don’t cut people out, or make them second-class citizens. It’s our job to encourage them and protect them.”

That comes from our video Gavin’s Story: The Hidden Harm of Voter ID, and at the end of the day, it really is the central reason to not force Nebraskans into strict photo identification requirements at the ballot box. Despite the conventional wisdom and the assumption that everyone has a “proper ID,” the fact is that many Nebraskans don’t. This is true for any number of reasons; regardless, it’s never as simple as proponents of such strict identification measures make it out to be.

The article proceeded to look at the numbers and draw some unsettling conclusions. Given the state’s most recent population figures, the U.S. Census Bureau estimated 1,472,769 Nebraskans are of voting age.

How many of these Nebraskans already have IDs? According to the Department of Motor Vehicles, Nebraska had 1,418,301 licensed drivers who were 18 or older in 2021. That comes out to about 96 percent of voting-age Nebraskans. This sounds like “almost everyone,” until you consider what that represents in terms of individual people left behind by an unnecessary law. By our estimate, that could be as many as 54,500 potential Nebraska voters.

As the writer says, that’s not nothing.

It represents a lot of Nebraska voters – especially college students, low-income voters, disabled voters, rural voters, or any eligible voter who for whatever reason is without government-issued photo identification. These are our neighbors, friends, family, co-workers.

By the way, that’s a conservative number. It assumes people over 18 with learner’s permits, which allow a person to legally practice driving before applying for their driver’s license, are valid ID-holders. Throw those out for any reason, and the number of Nebraskans potentially without valid ID to vote is nearly 70,000. And, of course, this doesn’t include the untold number of Nebraskans who have state-issued IDs but who may have changed their name, address, or other feature in their life, likely rendering their currently held licenses invalid to vote.

The simple answer, of course, is to give everyone a free ID. As the article points out, “It’s a fine idea that will cost millions. Every year. Forever.” Given the overwhelming amount of research showing that in-person vote fraud is somewhere between minuscule and non-existent, that’s money that could be better spent elsewhere.( I’d suggest diverting it to accurate–i.e., non-Florida–civics education.)

These voter ID laws are widely approved by people whose “circles” all have IDs–people who find it difficult to understand why anyone wouldn’t have such documentation, and thus don’t consider the requirement to be a genuine impediment to voting.

Of course, those voter ID requirements are also strongly endorsed by Republicans, who are quite aware that the bulk of the people they are disenfranchising–college students, low-income voters, disabled voters–are disproportionately likely to cast a Democratic vote.

Thomas Paine was onto something….

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“God’s Anointed”

Talking Points Memo recently considered the response of the “Christian” Right to the FBI’s execution of a search warrant at Mar-a-Lago.The article described a “smorgasbord of persecution complexes, whataboutism, conspiracy theories, lies, and misinformation about law enforcement and the judicial process.”

The Christian right and its GOP allies are counting on their base consuming a steady diet of these radio shows, podcasts, social media posts, and email blasts, tuning out any coverage that conflicts with their image of Trump as both a virile hero and a victim besieged by radical leftists at the FBI. For them, God anointed Trump, choosing an “unlikely” leader to restore Christian America. It is precisely because Trump is singularly capable of resurrecting the Christian nation, this thinking goes, that the radical leftists of the deep state want to bring him down. 

For those of us who remain residents of the reality-based community, the belief that any God worth worshipping would choose Donald Trump to “resurrect” anything is utterly gobsmacking. Yet the article went on to quote prominent figures of the Christian Right–Tony Perkins, who runs the Family Research Council and Franklin Graham, son of Billy– ranting about the perfidy of the FBI. (Graham invoked the 1992 standoff at Ruby Ridge, and the conspiracy theory, evidently pervasive in right-wing circles, that “funding in the Inflation Reduction Act to boost collection of taxes owed by the wealthy was “a step in weaponizing the IRS to act against anyone voicing dissent against the government.)

If the Talking Points Memo report wasn’t sufficiently horrifying, a recent description of Trump supporters in David French’s newsletter certainly was. (French, by the way, is a conservative.)

French begins by differentiating between Republicans who voted for Trump in 2016 and those who currently support him. He says that voters in 2016 were populist (a nicer word than racist…) but that today’s case for Trump is different– and even more harmful for American politics

Here’s the new narrative—and I have no doubt that a number of readers have heard all or much of it from their MAGA friends and family members—goes something like this:

The Trump presidency exposed the true evil of the left. They persecuted Trump more than any other president in history. First, there was the Russia hoax, then the impeachment hoax, then they shut down the economy and schools to destroy Trump; they shut down churches to destroy the Church. They burned cities. They hollowed out our police forces. They were tyrants. They forced us to wear masks that didn’t work and to take an experimental vaccine that has killed tens of thousands of vulnerable Americans.

They hated Trump because Trump was God’s anointed leader to save the nation, and it’s no surprise that the forces of hell came against him.

Even then, they knew they couldn’t beat him. So they changed election rules. Dead people voted. Thousands of “mules” stuffed the ballot boxes, and then they tried to stop Trump from investigating fraud. And if anyone’s to blame for January 6, it’s Nancy Pelosi for leaving the Capitol unguarded. They just let people walk in, and now they’re holding political prisoners in solitary confinement. Second impeachment was a joke, another hoax. But still they can’t keep Trump down. Joe Biden is senile. He can barely walk or talk. Trump is coming back, and they know it, so they’re attacking him again.

The inescapable fact that there are millions of Americans who actually subscribe to this loony-tunes view is nothing short of terrifying. But as French says, once you become aware of this narrative, you see evidence of it is everywhere. He points to wild claims that 44 percent of pregnant women in the Pfizer COVID-vaccine trial miscarried; accusations that a Pennsylvania Senate candidate is “satanic;” and a new book by a right-wing radio host arguing that the COVID lockdowns and other public-health measures were “the worst evil in our history” and the “worst oppression in global history since the Third Reich.”

Meanwhile, well-meaning liberals urge Red and Blue Americans to engage in civil discourse. Really? The likelihood of having a respectful discussion with people who hold such views is somewhere between zero and “are you kidding?”

French says there are tens of millions of Republicans who don’t hold these views  (or at least don’t hold them as intensely), but as he points out, those who do hold them intensely are reliable Republican primary voters.

This changes what it can mean to tack right in the primary and then move to the center for the general. The story above is so dire and so radical that tacking right often precludes moving left. Where do you go after you’ve declared the election stolen or after you’ve declared that your opponents are pure evil?

And where do the rest of us go?

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Changing Indiana

Yesterday’s post was more of a lament than a post, but just because this state has a long history of being “behind the curve”–okay, behind pretty much any curve–doesn’t mean we should shrug and ignore opportunities to effect positive change.

Women4Change Indiana is one of several organizations trying to bring our state into the 21st (okay, maybe only the 20th) century. Members have lobbied against gerrymandering, for women’s rights, and for changes to make voting easier and increase turnout. You can read more about the organization on its website.

I’ve been working with Women4Change on programming for an upcoming conference, and I’m ceding the remainder of today’s blog space to the organization’s initial announcement of that conference. If you can attend, great; in any event, please share it. Widely.

__________________________

Women4Change Indiana is delighted to send you an invitation to our inaugural Civic Education Conference on October 6, 2022, in the Clowes Auditorium of the Indianapolis Public Library, 40 East St. Clair Street, Indianapolis, Indiana. The title is “Civic Education: The DNA of Democracy.” Registration for this conference is not yet open to the public, but we wanted to give you the opportunity to put this date on your calendar. Your understanding of the importance of civic education and its impact on our state and nation will enrich this conversation and inspire more action to contribute to civil conversations and a healthy democracy.

The 2021 Indiana Civic Health Index found that Indiana ranked among the 10 lowest states in voter turnout. Between 2012 and 2020, the State dropped eight spots.

Efforts to improve civic education in the state will also include increased awareness, education, and participation among adults. For instance, in the 2016 presidential election, Indiana ranked 40th in registration and 41st in turnout. Only 65% of registered voters in Indiana voted in the 2020 Presidential election. The Indiana Civic Education Task Force, chaired by Lt. Governor Susan Crouch, researched and supported successful legislation that, beginning in 2023, will require middle school students to take one semester of civics.

The conference will bring together prominent policymakers and stakeholders to examine the critical role of civic education in fostering civic learning and engagement in Indiana. Two framing questions attendees will be invited to ask themselves are: “What difference can civic education make?” and “What difference will I make?” There is more work to be done, and your participation will help us continue to improve the state of civic education in Indiana.

The conference features three major presentations interspersed with additional topic-specific workshops. The first keynote will be delivered by Dr. Cynthia Cherrey, President and CEO of The International Leadership Association, an organization of 3,000 scholars, researchers, and practitioners from over 30 countries. She will provide an international perspective on the place of civic education and its relationship to democracy globally. The second keynote will be from Dr. Rajiv Vinnakota, President of The Institute for Citizens and Scholars at Princeton University. He is an expert on civic education’s significance nationally, particularly for young people. The final plenary session will be focused on the state of Indiana’s civic education and how we can strengthen it.

For more information, please contact Haley Bougher, Vice President of W4CI, haley@women4changeindiana.org.

You can register for the conference using the QR code below or the Coming Up section of the Women4Change website. Please ensure that you register by September 30th for discounted pricing. We look forward to hosting you at our Civic Education Conference, as your participation is what makes this program impactful.

Sincerely,

Elcira Villarreal, Women4Change Indiana Board Chair Martha Lamkin, Women4Change Action Fund Board

Women4ChangeIndiana.org
Katherine Tyler Scott, Chair, W4CI Civic Education Conference Co-Chair Ava Taylor, Conference Co-Chair

1100 W 42nd St. | Suite 228 Indianapolis, IN 46208

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Oh Indiana…

When friends and family members bemoan Indiana’s retrograde legislature, I like to remind them that the domination of that assemblage by pious frauds and occasional fascists (paging Jim Lucas) is a longstanding one. In the late 1800s,  the Indiana General Assembly decided to legislatively change the definition of pi.

Shades of Marjorie Taylor Greene…

When Indiana makes national news, it is almost never because our lawmakers have done something positive, so it wasn’t a surprise when, earlier this month, the state made headlines in the Washington Post.

That linked headline was a follow-up to an earlier article reporting on Indiana’s successful rush to pass one of the nation’s strictest anti-abortion bills. It featured comments received in response to that report–comments that put the legislation into proper historical context.

Indiana becoming the first state to pass an antiabortion law post-Dobbs is reminiscent of Indiana becoming the first state to pass forced sterilization, in 1907. To understand the state’s history of white-supremacist and misogynist legislation — catering to the Ku Klux Klan, the John Birch Society and other extremist groups — one needs to review the state’s conservative religious and political cultures. Not that this will liberate its citizens, but it gives context showing the state’s long history of oppressing individual liberty.

Another letter amplified the point by noting that, In the 1920s, Indiana was the only state in the union where every single county had its own chapter of the KKK.  (Still another letter-writer proved the continuing influence of Klan defensiveness, by insisting that both the John Birch Society and the KKK had Black members and integrated chapters…)

Friends who listened to the arguments over passage of SB 1, the anti-abortion bill, recounted the numerous references to Jesus–clearly, there are no First Amendment scholars in Indiana’s GOP super-majority! They also noted the divisions within the party over whether to allow any exceptions for rape, incest or the life of the mother. (“Pro-life” sentiments obviously don’t extend to the life of the women those lawmakers  dismiss as mere incubators…)

Disregard for the lives and autonomy of women is hardly the only evidence of what late NUVO editor Harrison Ullmann dubbed “The World’s Worst Legislature.” Our “pro life” lawmakers’ love affair with guns has led to increasing permissiveness–this year, despite the GOP’s purported support for police, the General Assembly ignored the testimony of law enforcement officials and eliminated the requirement of a permit to legally carry, conceal or transport a handgun within the state.

Ours is a state where the culture war dominates. It wasn’t that long ago–under the guidance of Mr. Piety–aka Mike Pence–that Indiana passed RFRA, another legislative effort that earned Indiana national headlines. As an article in the Chicago Tribune advised our lawmakers in the wake of that travesty,  “If you have to emphatically reassure citizens that your law won’t result in discrimination, it might be a bad law.”

This morning, the governor of Indiana signed a very bad law. The Religious Freedom Restoration Act is defended by its supporters as a means of protecting the religious liberty of each and every Hoosier of every faith.

That is what we in the “that’s a bunch of baloney” business call, not surprisingly, a bunch of baloney. This law, and others like it that are bubbling up in state legislatures across the country, is a transparent reaction to the swift expansion of same-sex marriage rights. The law effectively allows any business to refuse service to gay or lesbian people on religious grounds.

I’ve posted previously about the success of the legislature’s “Christian warriors” campaign to divert education funds to private, largely fundamentalist Christian schools via the nation’s largest voucher program.

That program isn’t the only attack by Indiana legislators on public school classrooms that has made national headlines. Vanity Fair was one of the many outlets reporting on Republican senator Scott Baldwin’s assertion that teachers must be “impartial” during lessons about Nazism and related “isms.” (Baldwin subsequently tried to walk back his statement, but it was too little, too late.) I suppose Hoosiers should be grateful for all the adverse publicity Baldwin generated; it was probably the reason the bill to ban teaching of (an invented) Critical Race Theory in the state’s public schools failed.

I absolutely agree with  one letter-writer to the Vigo County Tribune-Star. During the pandemic, as our intrepid legislators were protecting our freedom to infect our neighbors, he wrote:

It is better to be thought fools, than to pass legislation and remove all doubt.

In January 2022, Indiana Representatives plan to vote on House Bill 1001. The bill requires private businesses to accept any made-up excuse from employees refusing vaccination. Obvious bullpoo cannot be challenged…

 As an educator, I applaud any attempt to cure stupid. But, quarantining the worse cases in the House is not the answer.

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