Tag Archives: GIMA

From The Street To A Home

This blog typically addresses national issues. I’m not apologizing for that–the Trump administration poses an existential threat to the America most of us want to retain. Its numerous evils are–to use Joe Biden’s characterization–a “BFD.” But the fact that our national structures are under assault doesn’t mean that local issues have disappeared or become unimportant.

And the fact that the American Idea is under assault by a Christian nationalist movement doesn’t mean that we should overlook–or diminish the importance of– the good works of genuine Christians and other people of faith.

Which brings me to Indianapolis, and the laudable work being done by GIMA–the Greater Indianapolis Multifaith Alliance, and its “Streets to Homes” initiative, a multifaith call to end chronic homelessness in Indianapolis.

GIMA began as an interfaith effort to make Indianapolis a more collaborative and inclusive city, to make it a “more just and livable place.” In stark contrast to MAGA’s faux Christianity, the faith leaders who came together in GIMA represent the city’s diverse religious traditions, with the stated intent to form what the organization calls “a sacred friendship,” and to collaborate on civic projects that serve the common good of greater Indianapolis.

I first encountered GIMA when the organization was focused on Indianapolis’ eviction crisis, and was impressed both by its  judicious approach to that issue and the breadth of the organization’s religious membership. Representatives of central Indiana’s Black and White churches, synagogues and Mosques exhibited a fellowship and respect that have been glaringly missing from our national conversations– thanks primarily to MAGA’s determined Othering. They identified a civic problem and came together to address it.

The organization describes “Streets to Homes” as follows:

Following the successful community action led by the Black Church Coalition, Indy Action Coalition, and the Validus Movement, The Greater Indianapolis Multifaith Alliance (GIMA) is inviting congregations across Central Indiana to join a multifaith effort to support the Streets to Home Indy Initiative – a community- driven campaign to provide permanent housing and supportive services for individuals experiencing chronic homelessness. This initiative is part of a broader campaign to provide not just shelter, but lasting homes and supportive services for those most in need.

The goal of Streets to Homes is to house 350 currently unsheltered neighbors, and to do so by June of 2026 “through an evidence-based model that includes housing and supportive services.”

As the website explains,

Besides being the right thing to do? 20 years of data demonstrates that providing stability to these neighbors sets them on a path to upward mobility and independence, which ultimately strengthens our community, increases public safety, and reduces the economic impact of homelessness.

We can only do this through a community-wide commitment that includes the business community, philanthropic community, faith community, and civic support.

GIMA is asking faith community partners to contribute $270,000 as its part of the philanthropy community’s commitment of $2.7 million. That commitment “joins with equal pledges from the Housing to Recovery Fund and the city of Indianapolis” in what the organization calls “an unprecedented community-wide coalition.”

Rabbi Aaron Spiegel, the Executive Director of GIMA, tells me that area churches have responded with unprecedented generosity. (What he didn’t say–but I will–is that this diverse, interfaith effort has forced Indianapolis’ city government to become far more focused upon the effort to end homelessness than it had previously been.)

As regular readers of this blog know, I am very critical of the performative “Christians” who disdain both the adherents of other religions and “woke” efforts to ameliorate poverty and hopelessness. GIMA’s efforts are a reminder that there are millions of truly good people in every religious community who focus on the admonitions–common to all religions–to love one’s neighbors and to work for social justice. (MAGA to the contrary, it has been my observation that all genuine religiosity is “woke.”)

I would encourage readers who reside here in central Indiana to visit the linked GIMA and Streets to Homes websites. You need not be a believer, or a member of a congregation, to support this initiative, which is an excellent reminder to those of us who are not religious to avoid painting the folks who are with too broad a brush.

Thankfully, genuine Christians aren’t like Micah Beckwith, genuine Jews aren’t like Bibi Netanyahu, and genuine Muslims abhor jihadists. They’re all pretty “woke”– and the rest of us need to remember that.

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A Message From GIMA

The Greater Indianapolis Multifaith Alliance–abbreviated to GIMA–is a local organization of   faith leaders from a wide variety of religious traditions. Those leaders have come together to collaborate on civic projects that serve the common good of greater Indianapolis–unlike the Christian Nationalists and other theocrats I so often criticize on this site, they are intent on making our city and state a fairer and more equitable place.

The organization is currently focusing on the city’s lack of affordable housing and the crisis in evictions, and it has produced a short video that focuses on–surprise!–the failure of the Indiana legislature to enact enforceable minimal protections for tenants whose landlords fail to provide even minimally-habitable properties, or refuse to make critically-needed repairs.(In all fairness, those abusive landlords represent a relatively small percentage of all landlords in the city, and are disproportionately out-of-state investors. But they cause a lot of misery.)

GIMA focused its efforts on this issue because of what it describes as the “current landscape” of the problem.  Its website offers data that confirms the severity and extent of the barriers facing tenants who lack financial and legal means to hold those landlords accountable.

Housing instability, particularly evictions, is receiving its due attention in this critical moment because it’s nearing a full-blown crisis. According to Eviction Lab, Indianapolis is second only to New York in total evictions and Indiana is number one in statewide eviction filings since 2020. We recognize that there are several excellent non-profit organizations that provide direct services, as well as coalitions that amplify the voices and needs of those grappling with the impact of evictions and homelessness through advocacy. We also know that many congregations periodically collect food and clothing – and even temporarily house the homeless.

Those efforts are meaningful, but woefully inadequate to the scope of the problem.

Rather than offering my “take” on the issue, I encourage you to click through and watch the very short (just over 6 minutes) video.

And if you live in Indiana, call your State Senator and/or Representative and ask them to support SB 277–Senator Walker’s tenant repair fund bill.

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And Then There’s Indiana’s Housing Crisis…

Our Indiana’s legislative overlords concentration on bullying trans kids and impoverishing public education evidently leaves them little time or interest in solving the state’s real problems, like the lack of affordable housing and/or the plight of low-income renters.

As I’ve indicated before, tenants in Indiana have almost no rights and no recourse against bad actor landlords. Indiana law–or really, the lack thereof– is an open invitation to out-of-state buyers of real property, with the result that Indianapolis is now first in the nation for out-of-state ownership of rental property. (In most cities, around 3% of rental properties are owned by out-of-state investors. In Indianapolis, the percentage is 15% and climbing.)

We have an eviction crisis, made more severe by Indiana’s lack of affordable housing. The Greater Indianapolis Multi-Faith Alliance (GIMA) reports that Indiana has a gap of 135,033 rental units affordable for Hoosiers in the bottom 30% of the income distribution. Indiana has the single highest housing cost burden among all Midwest states for those residents.

As a result,many Hoosiers are spending 50-80% of their incomes on rent. One minor emergency – an issue with a car, an emergency room visit, a layoff– can cause a spiral into evictions.

Indianapolis ranks #2 in the country for evictions. Only New York is higher, and costs are a huge factor; Marion County rents have increased an average of 20% since 2020, while wages have only increased by 4%.

As GIMA has reported,  out-of-state institutional investors are drawn to Indiana for its landlord-friendly laws, a situation that doesn’t just hurt renters, but drives up costs for would-be homebuyers as well.

Some other statistics: Sixty percent of rental property owners in Indiana live in Illinois, California, Georgia, Texas, and Florida. Indiana is on track for more than 30% of all residential property purchases to be by investors.  Indianapolis is #1 among U.S. cities for out-of-state corporate investment in real estate. 

GIMA is trying to get legislators’ attention.

It is supporting HB 1005, Rep. Doug Miller’s bill to establish a residential housing infrastructure assistance program and revolving fund. 

Rep. Miller’s bill will be particularly beneficial in rural Indiana, which highlights that this is not an urban, city-focused issue. It affects all of Indiana. Providing state-supported programs to build more housing is critical to stopping the evictions crisis. We would encourage our legislators to take this first, modest step to show the people of Indiana that they come first, that human dignity is a Hoosier value, and that housing is critical to human well-being.

The organization is also supporting SB114., a bipartisan measure sponsored by  Sen. Eric Koch, Sen. Shelli Yoder and Sen. Stacey Donato. That bill was prompted by an incident that received widespread publicity: in February of last year, Citizens Energy shut off the water supply for 868 tenants of Capital Place and Berkley Commons apartments for 21 hours, because the landlord, JPC Charities, owed $1.3m in missed utility payments.

Citizens Energy Group certainly deserves to be paid for its services, but tenants should be able to apply pressure by paying their rents into escrow accounts until the landlord remedies its misbehavior.

As GIMA’s policy paper put it,

This incident highlights the reality that tenants in Indiana have almost no rights, no power, and no recourse from bad actor landlords. It also highlights the impact that out-of-state investment in rental properties is having in our state… This small step will help send a message that Indiana is no longer ripe for “do-what-you want” property owners.

GIMA’s concerns about Hoosier tenants’ lack of legal recourse is shared by State Senator Fady Qaddoura. Last session, Qaddoura introduced legislation allowing renters to put their rent in escrow if a landlord did not make timely repairs to serious problems. He noted at the time that Indiana is one of just a handful of states without some mechanism allowing tenants to withhold payment of rent until repairs are completed.

Qaddoura has reintroduced that measure, together with some additions that would require out-of-state landlords to contract with real estate property managers inside Indiana.

“The philosophy here is that if you live and operate in Indiana, you’re not going to risk the reputation of your business to engage in deceptive practices on behalf of an out-of-state, negligent, corporate landlord,” he said.

Qaddoura also wants to increase state income tax deductions for tenants – currently set at $3,000. 

You would think these bills would pass easily– they simply reflect a fairer balance between landlords and tenants–but this is Indiana, so of course, you’d be wrong. As a friend who knows her way around the Statehouse tells me, the Indiana Apartment Association has ruled with impunity in the General Assembly for decades, and continues to do so. 

The IAA represents landlords–homegrown or not–and couldn’t care less about tenants. Particularly low-income Hoosiers who struggle to pay those escalating rents.

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